Generally debt certainly asked guarantee. But now there are products Loan (KTA). As the name implies, these loans do not require collateral or collateral. So if you borrow money in the bank is usually a home warranty certificate, decree, or other reg. But for this KTA product does not require any of that.
Another term unsecured loan is a personal loan. The loan amount that can be raised to USD 200 million. For flowers vary from 1 percent to 2.3 percent per month. Ease, given flowers are flat (fixed).
These credits can be filed by civil servants, employees, entrepreneurs, and others. Unsecured loan can be used for home renovation, additional capital, education fees, wedding expenses, medical expenses or other needs.
Loans without collateral it has some advantages. Here are some advantages of this KTA.
-Without a guarantee.
-The process is quick.
Approximately 7 to 14 working days.
-Terms relatively easy.
Usually only need copy of ID card, tax ID, paycheck and savings accounts three months. Some banks only require identification card and credit card.
To select a suitable unsecured loan, follow some of these tips.
1. Choose the lowest rate. You compare some unsecured loan product that you seek. And select the low interest rates offered. The lower the interest rate, the better for you.
2. Choose a trusted bank. Choose a reputable bank and operates long. This is to ensure that your credit will not have problems later on.
3. Learn the cost. Ask clearly and in detail what fees are attached to products such loans without collateral. Costs typically appear as administrative costs or fees.
Product unsecured loan, which is having second thoughts Loan Mandiri. This product is issued by Bank Mandiri. Special, in addition to certainly without collateral, this product also has a credit limit up to USD 200 million and the insurance.