Author Archives: kaka

Promoting Business Through B2B Portal

B2B marketplace is an amazing creation of internet technology. It has made trading activities virtual and effortless. It offers business directory which is a collection of buyers, sellers, product catalog, contact details, leads and prices relating to them. Trade transactions are made safe, economic and global in order to transact with international market players. A company, either being local or international, can advertise and market its products online. B2B portal is like a god’s gift to new emerging small scale companies who don’t possess that much capital to market their products. It helps to prop up their products with strong online marketing strategies.

Online B2B marketplace has a wide scope for promoting products. Manufacturers, suppliers, retailers and wholesalers used to register on it and get trade leads. Importers and exporters can also log on to these sites to get benefits of international marketing. Buyers can even post unlimited buy leads where as sellers can post sell leads on business directory. There are several marketplaces offering numerous business opportunities at free or affordable prices. It means that total sales cost reduces down to vary low which can be enjoyed by both the parties.

Along with being economic, it is very simple process as compared to physical movement of goods from one place to another for sales. Just by catering products details such as product name, category, features, price and discounts, one can simply market its products by staying at one place. You can even see your buyer details, get printed reports of sales and feel free about payments. With the help of secured payment options, you can be benefited from safe trade leads.
Companies access latest buy/sell leads, update their database accordingly and maintain inventory likewise. B2B trading furnishes users with strategic information, business deals, decision making, report generation and review, sharing knowledge and experience etc. It also provides an overview of market competition, current price information, forecasting about new product requirements, promotional strategies etc. through several market research. Portal also takes a review of market deals, quality and delivery of products/services, payments etc.

Indeed such portals are flexible and time saving devices to cope up with international marketing competitions. They provide business opportunities to deal with global market players without any restrictions of size and type of company or product. The complete process of product development from its production till deliverance can be managed by b2b marketplace because all mediators are available on it. Connecting and contacting with trade partners is possible for buyers and sellers by posting trade leads on trading portals. It is truly an awesome opportunity to promote your company and achieve success using B2B online trading portal!

Finances Being 'Stretched To The Max'

An increasing number of Britons have found themselves coming under financial strain, a new report has revealed.

In research released by Moneyfacts, there have been 125 rate and fee increases on credit cards over the last two months, a figure which Esther James, credit card analyst, claims is “quite staggering”. According to the price comparison website, 69 cards have increased their cash withdrawal fees, while some 25 products have seen rates on cash withdrawals surge, a move which could well impact upon consumers’ ability to service other areas of their finances, such as utility bills, mortgages and personal loans. The study also showed that three cards have seen purchase rates increase, while 18 products have been hit by higher foreign usage charges.

Commenting on the figures, Ms James said: “With the majority of increases staying away from the headline purchase rates, these fee and rate increases are less in the public view and often tucked away in lengthy terms and conditions. However they can still make a substantial increase to the cost of using your card.” In addition, she pointed out that with Christmas approaching, more people could be set to see their incomes being “stretched to the max”. And although she claimed that consumers may well consider turning towards their credit cards to help them access additional cash, making use of such a product could see borrowers “get stung by still higher rates and fees”. The analyst also warned that selecting the wrong type of credit cards could be a “costly mistake” for borrowers.

The Moneyfacts representative also pointed out that credit card customers should look to avoid withdrawing cash using the facility if at all possible, as the average interest rate attached to such a move stands at 23 per cent which is charged from the date the cash was taken out. In addition, Ms James stated that borrowers can expect to pay a fee of up to three per cent. As a result, the analyst reported that by making the minimum repayments on a withdrawal of 500 pounds, consumers would end up paying back the sum of 1,382 pounds and 70 pence – a figure which may well have an effect on their propensity to make payments on utility bills, personal loans and other financial demands.

Consequently, she advised: “Don’t just keep to the minimum repayments, take control of your debt and repay as much as you can afford each month. Doing so will knock years off your debt and save you a fortune in interest.”

However, for those looking for a competitive way in which to meet demands for payment on a number of credit cards, applying for a debt consolidation loan. By applying for a loan, borrowers may well find that they pay a lower rate of interest on their borrowing and are so able to pay off credit card debt with ease, leaving them with a higher rate of disposable income at the end of each month. However, earlier this year Tim Moss, head of loans and debt at moneysupermarket, warned those borrowers considering taking out a consolidation loan to avoid going back into the red as otherwise they could well find themselves under a “debt sentence”.

PPC Earn Info – Where to Search

PPC info can be found throughout the web. If you plan to begin a pay per click advertisement campaign, you need information. Where to advertise and how much to advertise is necessary information. You can find the PPC info you need throughout the web with ease. Let’s understand what PPC is first.

PPC or pay per click advertising is an effective way to advertise a website, a service or a product. By placing ads on search pages, you are encouraging visitors to get the information or the product they are looking for from a specific source. Like any other advertising, it only works if it is directed at the right audience, at the right time and in the right way. But, because individuals are heading to those search engines to locate specific items, you can count on hitting the right audience.

For example, if you need to search for a home based business idea, then you would head to your favorite search engine and input this. But, when you do this, the search results will come back with PPC advertisements. You can choose to find the item you need through these ads or through the websites generated by the search. In any case, being the advertiser is effective in that you will bring in considerable amounts of visitors quickly.
One issue that all new Pay per click search engine marketing users are unable to digest is the issue of fraudulent clicks that can jack up their bills. When you go in for a pay per click search engine marketing option you should gather as much information about that pay per click search engine marketing option as possible before you actually hand over any money. This will save you the frustration and embarrassment later. One thing that you need to remember is that the search engine marketer should have a fraudulent click grievance redresses system in place.

If you are thinking about Pay per click search engine marketing then the first thing that you need to do is decide when and where you are going to advertise. By “when” we mean in which season. By “where” we mean on which search engine marketing tool.

Everyone says that one of the easiest ways to earn easy money from home is through the internet. Yes, it is very easy to set up an internet business with little or no money upfront but questions abound. How do you get visitors to your site and how to get them to buy your products or click on your pay per click ads? Firstly, let’s take a look at how to earn money online. You can earn money online even if you have no product of your own. That means that there will be no inventory and logistic costs too. One of the ways to earn money online is to create a blog. Creating a blog is free. Then go and apply for Google AdSense and Google will put advertisements on your blog. When visitors at your blog click on your ads, Google will pay you a commission and you can actually receive monthly payments from Google. Now, in order for people to come to your blog and then to click on your advertisements, your blog must be found. The best way for your blog to be found is through the search engines because every day, there are millions if not billions of searches done on the internet. What is more, if your site can be found on the internet, then you are getting visitors and potential customers to your blog for free. The problem is that there are billions blogs and websites out there and people normally don’t look beyond the second page of search engine results. In other words, if your blog do not make it to the first two pages of any search results, it will probably not be found and your dream

To find PPC info, look to the web’s search engines. The larger the engine is, the more costly it is to use this method of advertising. Also, the keywords used also determine the cost as well. Nevertheless, it can be an excellent way to generate clicks to a website. Look to the search engine for the PPC info you need to get started.

There are also many information portals now devoted to the subject and we recommend reading about it at one of these. Try Googling for “PPC” and you will be surprised by the abundance of information on the subject. Alternatively you may try looking on Yahoo, MSN or even a decent directory site, all are good sources of this information.

Straightforward Information About Vendor Finance

Many people out there want to start their own business, but the start up costs hold them back. Many banks and other lending institutions have tightened the reigns in today’s economy. As a result they are less likely to take a risk and help you with the funding for such ventures. A possible solution though is the concept of vendor financing. Learning what it is and how it can help you will give you the information you need to decide if it is worth pursuing further or not.

Even with great credit, many traditional lenders turn away hundreds of applications for loans every month. That can be frustrating and you may be tired of being denied. You may have put plenty of time and effort into your business plan and still you aren’t able to get results. With vendor financing though they are willing to look at what you can do instead of what you can’t do with a new business.

Vendor financing allows you to get the funds you need to start up your business from the provider of the supplier. For example if you want to start a vending machine business they can offer you financing for the soda machines, snack machines, or a combination of them. They may even be able to help you with securing great locations for placing them. With vendor finance you will agree to pay monthly payments for the equipment and supplies.

The number of payments and the dollar amount of them will depend on what you are purchasing. Most of the time you will get decent payments and interest rates with vendor financing. It is a good idea to compare the offers you can get from different companies before you decide to work with one of them. That way you can be sure you get the most value for the money you will spend.

With vendor finance options, you often have the ability to get 100% of what you need financed. This is very different from small business loans where you will have to have a large amount of it on your own to offer upfront. The difference means you can start moving forward with your ideas for a business now instead of waiting several years to save up enough to get your portion of it ready.

There are vendor financing options offered for many different locations in the world. They include the United States, Canada, Asia, Australia, Europe, and New Zealand. More opportunities seem to be added all the time too. Find out what your options are for vendor finance depending on where you reside. Chances are there is more to the big picture than you are currently aware of right now.

You will find plenty of types of businesses out there that can benefit from vendor financing options. They include healthcare, construction, offices, printing companies, food sales, transportation, and more. If you have an interest in taking part in such a business, then this method of financing may be exactly what you need. The lenders will look at many aspects of what you have to offer when considering your request. They have more flexibility too than traditional lenders.

Now that you have the basic information about vendor finance, you may have decided it is something for you to pursue. Take your time to find the right type of business to take part in. Carefully evaluate all of the options available to you. While there are many legitimate vendor finance programs, not all of them are. You definitely don’t want to find yourself involved in a situation where you have been taken advantage of.

5 Practical Business Skills No One Talks About

The big secret, though, is that some of these business skills are “soft skills”. Consequently, they are not taught in any school, nor are they necessarily mentioned on the job. But you are in luck because we have compiled the top five soft and practical business skills that you need to have to get ahead.

1. The Ability to ‘Schmooze’

Extroverts (or introverts who can “turn it on”) have it made in the workplace. They frequently strike up conversations, positioning themselves as the “go to” people for a good laugh, a great talk or just some daily banter.

One word of caution: The ability to schmooze does not mean gossiping. The best conversationalists know when to stop short of becoming a cog in the rumor wheel. Keep it light and colleagues will flock to you.

2. A High Degree of Listening Skills

There is an old saying that suggests the fact that we were given two ears and one mouth is a reminder that listening is doubly as important as talking. Smart business men and women know this is the case, and stay quiet when others are putting forth information. In the end, this helps them know more about their company and coworkers than they might otherwise.

If you have difficulty with this particular business skill, make an effort to practice it on a daily basis. In time, it will become second nature and you will see the benefits.

3. A Pleasant Demeanor and Appealing Appearance

We all know it’s true: When you look good and feel good, people want to be around you. It is just the way the world is. Call it judgmental if you wish, but it is reality. Thus, it is in your best business interest to ensure that you put forth a pleasing appearance and demeanor.

What does this equate to doing? Iron your shirts, polish your shoes, and brush your teeth after lunch, etc. These are all methods of making certain that you are seen as someone who takes care of him or herself in the workplace.

4. Possess a vast Knowledge of Things Outside Your Business Focus

A well-rounded individual is typically a respected one. If you have been a one-note-wonder, you have been denying yourself success in the business world. Most truly successful men and women have interests outside their jobs.

This may mean becoming less of a workaholic. Surprisingly, workaholics do not always get the promotions. Again, this is because they are usually not very interesting to be around. Sure, they know their particular piece of the pie, but they are not aware of other things, such as politics, culture and more. The wider your interests, the more you can talk about with any one of your peers on any given day!

5. A Sense of Humor

Finally, it is critical for all persons in the workplace to develop or hone a sense of humor. This is a business skill (or perhaps “business asset” is a better moniker) that, like the others, is intangible. But it is also essential if you want to be able to handle any situation.

Remember that this does not mean you laugh off serious issues; there is definitely a time and place to be firm. However, if you cannot enjoy a chuckle on a regular basis, you are missing opportunities to advance your career as far as possible.

Three Ways to Overcome Your Credit Card Problem

It never hurts to be cautious, especially when dealing with your financial condition. We work hard to earn money every month and you certainly want to make sure that the expenditure and income can go well, right?

Well, what’s more, in contemporary times, the use of credit cards are like money running that can be swiped at any time when you want to shop. Prudence in this section include the value of the use of your credit card. Want to solve the problem? There are three ways that you can do in order to restrain and control the use of credit cards that are not excessive.

Closing credit card
You may think it is the best way to no longer rely on credit cards as a means of transaction. However, by closing one of your credit cards, on the contrary, it can improve the utilization of other credit cards. So, how good is to reduce the limit on your credit card.

Do not use credit cards
Again, you may think you have done the right thing by not using credit cards at all. Instead, if you do not use them, shaped charge card dues still have to pay. Therefore, you must know the priorities for the use of credit cards is correct, the credit card used when absolutely necessary, do not use just a little to buy groceries, then pay off the bill in full, do not just pay the minimum bill.

Plan of buying a “gadget” new
Normally, sales of gadgets always have a promo with the use of credit cards. However, before deciding and not be tempted to buy based on the promo, it would be nice if you actually look at the percentage of mortgage provided by the credit card promo. Therefore, despite the promo shown zero per cent, which will bill you receive may not match that offer. Therefore, carefully beforehand and know clearly before you decide to buy the latest gadget.

Avoid making these mistakes to keep the stability of your credit card bill.

Allocate Money Never Wrong Place

Financial planners say people Pritchard Hapsari Ghozie Indonesia clever aside money but mostly misplaced.

Errors are generally allocated on savings. Most people rely on savings for retirement savings as well as to meet daily needs. Another common mistake is to pay an insurance policy but do not understand its purpose. As a result of money that should be maximized for a more profitable investment, insurance funds flowing to obscure their financial goals.

When talk show launching her second book titled Make It Happen!, Pritchard said that saving is not enough to meet the needs in the old days. Women who do not cease to educate the importance of this investment also revealed 50 percent of people can not distinguish between deposits, savings, and investment.

Financial problems then arise not only because of the lack of savings, but also due to the high lifestyle and customs owe. About 30 percent of people have a high lifestyle and hobby owe 18 percent.

With various financial problems and misplaced allocation of these funds, many people are not able to realize a dream. Such as owning a home, children’s education funds, pension funds, as well an opportunity on vacation,

Regarding insurance, the most common mistake made is buying insurance with premiums that do not fit the ability finansial.Rata average Indonesian people spend 20 percent of their monthly salary for insurance premiums. In fact, should the allocation of funds for insurance premiums only five per cent of the salary.

“The most important of insurance is the customer know what to do with the insurance.’s No way all owned insurance, so it had to choose,” he advised.

Pritchard went on many insurance policies owned as easily tempted bid due to lack of knowledge. Including insurance are included in credit card bills.

“It’s okay to buy the insurance offered cryptic origin according to the needs and capabilities. Includes insurance credit card bills coming due for some people it helps pay monthly. However make sure you pay off the credit card bill is not paid the minimum payment because that would be insured by owes , “he advised.

17 Most Competitive Cities in the World

Based on Citi report and the Economist Intelligence Unit, more than half the world’s population live in urban areas. And, they contribute up to 80 percent of gross domestic product (GDP). In the next 30 years, almost all of the growth coming from the city.

Cities in North America and Europe will continue to be the most competitive cities until 2025. However, large cities in developing countries such as Brazil and India also improve their global competitiveness.

This report assesses the progress of each major city in the world based on the improvement of infrastructure, economic development, and the promotion of a culture is the source of the economy in the cities of developing countries.

Some highlights of the report, among other things, that the eurozone crisis will have an impact on cities in southern and eastern Europe, such as Madrid, Rome, and Bucharest, which reduced its competitiveness.

While due to slowing growth in China, none of the cities in the Bamboo Curtain country into the list of 25 most competitive cities.

So, which cities are the most competitive in the world? Here’s a list of 17 cities including:
1. New York Total score: 75.7
2. London Total score: 73.1
3. Singapore Total score: 71.2
4. Hongkong Total score: 68.1
5. Tokyo Total score: 68
6. Sydney Total score: 67.3
7. Paris Total score: 67
8. Stockholm Total score: 65.7
9. Chicago Total score: 65.6
10. Toronto Total score: 64.7
11. Zurich Total score: 64.1
12. Taipei Total score: 64.1
13. Amsterdam Total score: 63.8
14. Washington, DC Total score: 63
15. Seoul Total score: 63
16. Copenhagen Total score: 63
17. Los Angeles Total score: 62.7

Suitable Business Location

Modern society has three aspects – social, economic, and political. The social aspect deals with association between some social group/institution (such as family, school, collage, mosque, etc.) and individual, economic aspect deals with interactive relationships between firm/industry and economic agents, and political aspect is dynamic combination of parliament, executive, judiciary, media, civil society, political parties and voters. The economic aspect has three sectors – product sector, service sector, and financial sector. Business Location is important for product sector due to concerns about availability of raw material, it is vital for services sector in order to provide convenience to customers, and it is central for financial sector for efficient communication links. Thus, business location is vital for every sector of modern economy.

Determinants of Business Location

Business growth and survival is based on multiple demand and supply factors. We may group these factors into two categories – tangible and intangible. The tangible factors can be felt with five senses, while, intangible factors cannot be felt with five senses. The prominent tangible factors are capital, land, physical convenience to customers, and cash in hand, while the prominent intangible factors are entrepreneurship, organizational behaviour, consumer tastes, and social links. At production level, after capital, the possession of land and its suitable location is the most important tangible factor that fortify and maintains manager’s stability towards business struggle. At consumption level, customers have great attraction towards easy attainment of product or service. The physical convenience to customer is an important tangible factor that shapes demand-pattern of product or service, so that business location easily accessible to customers is vital for stable customer account. Thus, the most important demand and supply factors for business survival and growth – i.e., stable customer and stable entrepreneur – are strongly linked with business location.

There may be another division of decisive ingredients of business location, input and output elements. The prominent input elements are – convenience to entrepreneur, convenience to work force, cost of transportation, efficient communication links (i.e., phone, internet, wireless, mobile, etc.), government incentives, availability of raw material, availability of cheap labour force, and operational efficiency. On the other hand, the prominent output elements are – convenience to customer, distributional ease, and business effectiveness. The optimal availability and utilization of input elements are beneficial for cost minimization, while the optimal availability and utilization of output elements is beneficial for sales maximization, thus, the combined effect of input-output elements enhances the net return of business struggle, and both are strongly linked with business location. It is noteworthy that the input-output analysis may also include the social dimensions of business location.

Business Location & Taxonomy of Business

A traditional division of economic struggle or business venture is – farming, agribusiness, mining, manufacturing, and commerce. These classifications give shape to three basic sectors of economic aspect, i.e., agriculture sector, manufacturing sector, and services sector. Agriculture sector or Farming is indispensably based on land. A suitable farm location is required for distinctive farming activities. Agribusiness are highly dependent on land output coming from agriculture sector such as cotton ginning, spinning, tannery, flour production, and sugar manufacturing. These businesses are generally located near to the source of raw material. Similarly, mining is a business highly dependent on land and its hidden treasures, such as oil & gas refinery, gems and stones, and coal extraction. Expenditures on transportation of raw material and facility of warehouses are high and costly, thus, to arrange location of these business units near to the sources of raw material is reasonable approach. The administrative units of the business are generally located somewhere else, normally near to some financial hub. Agribusiness or mining are labour-intensive or raw material-intensive industries. The capital-intensive industry opt a different approach towards business location. Industry location is decided by capital efficiency, labor or raw material is secondary, e.g., automobiles, home appliances, and military equipments. In addition, government incentives, structural facilities, and focused working environment for knowledge workers are some decisive elements for the business location of capital-intensive manufacturing sector.

Commercial businesses or services sector are customer-driven businesses. The very existence of the business depends on easy provision of product/service to consumers. These businesses are highly sensitive to location and its physical appearance, a minor mistake towards location may bring a great loss to a business, for example, a restaurant on some odd area or bit away from customer’s easy approach may be a failure. Generally the posh area brings many customers due to snob and bandwagon effects. The snob and bandwagon effects, thus, play an important role in making final decision about location of commercial business. In addition, there are multiple small factors are involved at the time of area selection, for example customer’s ease on parking, customer’s security, and pleasant customer mobility during shopping. The customized location analysis for each and every commercial business is essential and indispensable. The location analysis of retail would be different from wholesale, retail is generally profitable within city while wholesale is suitable outside the city. A virtual factor has gained special importance in commercial business, product can be displayed on virtual location, monetary transactions can be made through credit cards and product can be delivered through company’s courier service. The services sector has accommodated the benefits of virtual location but indispensability and significance of physical location cannot be wiped out.

The non-governmental organizations, trusts, hospitals, and educational institutions are important intuitions of modern society. They are inevitable and essential part of every civilized state. They are critical for physical health, psychological strength, spiritual purification, and social ties. They are managed and operated with entrepreneurial skills and personal devotion. Efficiency and effectiveness of such institutions are also depend on multiple factors such as capital, volunteers, and physical location. A facility away from volunteers or user would be less effective. The location has dual effects; it attracts volunteers as well as users. A volunteer brings time and money, thus efficiency/effectiveness is increased, and user is eventual beneficiary of a welfare activity, an ultimate goal.

A More Viable Alternative to Secured Loans

When wants of a person increase at a rapid rate, the only solution left for him or her is to go for a loan. When lenders try to outsmart each other because of the cutthroat competition, the selection of a single loan becomes a problem, which every borrower faces.

When the so-called luxuries become necessities, the limited resources act as a hindrance in your way of fulfilling your desires. Rubbing salt into the wound, most of the people don’t have any security to back the loan. They should not be disheartened as the facility of unsecured loan is waiting in the wings for them.

People, who do not have anything to offer as collateral, unsecured loans act as saviours for them. The fact that you don’t have to offer security is good enough to drive tenants towards unsecured loans. This kind of a loan is best suitable for homeowners also who do not want to risk their property. No wonder, most of the borrowers in the UK are attracted towards unsecured loans.

There is a cluster of loan websites these days, which help you in obtaining the loan of your choice. You can do the easy task of filling up their online loan application form and they will do the hard task of searching lenders for you. They might charge a nominal fee from you for their specialised services. Besides filling up the online application form, one should carry out an extensive research also, as when it comes to money, you wouldn’t want to trust anybody but yourself.

A lot of time is wasted for procuring secured loans, as there are lots of legal formalities involved in it, which one has to comply with. In unsecured loans, no such lengthy procedures are involved because the torturing paper work is not there. This is the most important reason, which gives an unsecured loan a clear edge over the secured loan.

If such a loan has advantages, it carries some negative points also. You will be charged with a high rate of interest, in lieu of the risk your lenders are taking in lending you money without any collateral. They are just relying on your credit worthiness and repayment strength. You should not turn blind because you are in dire need of money. You should remember that even unsecured loans have to be repaid. So, compare the offers of various loan providers and select the best possible deal for yourself at the end of the day. Besides this, an unsecured loan does not offer you a large amount of money because of the risk factor hovering over such kind of loan.

Unsecured loans are gaining popularity fast because of the increase in number of repossession of borrower’s property by the lenders.

Summary: When the so-called luxuries become necessities of life, the limited resources act as a hindrance in your way of fulfilling your desires. Rubbing salt into the wound, most of the people don’t have any security to back the loan. They should not be disheartened as the facility of unsecured loans is waiting in the wings for them.

Unsecured Loans enjoy an edge over Secured Loans with respect to the promptness of approval. In Unsecured Loans, a large amount of time is saved because of the fact that no property valuation is required like secured loans. This is one of the reasons- why unsecured loans are preferred over secured loans? Though the Unsecured Loan has got its share of advantages but there are some points, which should not skip your mind before applying for an Unsecured Loan.