It never hurts to be cautious, especially when dealing with your financial condition. We work hard to earn money every month and you certainly want to make sure that the expenditure and income can go well, right?
Well, what’s more, in contemporary times, the use of credit cards are like money running that can be swiped at any time when you want to shop. Prudence in this section include the value of the use of your credit card. Want to solve the problem? There are three ways that you can do in order to restrain and control the use of credit cards that are not excessive.
Closing credit card
You may think it is the best way to no longer rely on credit cards as a means of transaction. However, by closing one of your credit cards, on the contrary, it can improve the utilization of other credit cards. So, how good is to reduce the limit on your credit card.
Do not use credit cards
Again, you may think you have done the right thing by not using credit cards at all. Instead, if you do not use them, shaped charge card dues still have to pay. Therefore, you must know the priorities for the use of credit cards is correct, the credit card used when absolutely necessary, do not use just a little to buy groceries, then pay off the bill in full, do not just pay the minimum bill.
Plan of buying a “gadget” new
Normally, sales of gadgets always have a promo with the use of credit cards. However, before deciding and not be tempted to buy based on the promo, it would be nice if you actually look at the percentage of mortgage provided by the credit card promo. Therefore, despite the promo shown zero per cent, which will bill you receive may not match that offer. Therefore, carefully beforehand and know clearly before you decide to buy the latest gadget.
Avoid making these mistakes to keep the stability of your credit card bill.